Personal Floater Policy

Protecting Your Valuable Items with a Personal Floater Policy

Homeowners insurance is helpful. But, it doesn’t cover all items. For instance, jewelry and other small items are easy to move or float around, so the risk with these items is higher. To keep coverage affordable, the typical homeowner policy only covers these items to a certain extent. In other words, the insurer won’t pay more than a certain amount for any valuable item. It doesn’t matter how much it’s worth.

A personal property floater policy (valuable items insurance) ensures that you will get the full value of all your property in the case of damage, theft, or loss.

You can use personal property floater policy type of insurance to protect:

• Jewelry
• Fur coats
• Antiques
• Sports memorabilia and other collectibles
• Stereo equipment
• Sculptures
• Fine arts
• Cameras
• Bicycles
• Musical instruments
• Silverware / china / crystal
• Stamps and coin collections
• Guns
• Golfing equipment

There’s no such thing as a standard floater policy.

These types of policies usually cover one item. So if you have several items you want full coverage for, get a floater for each.

Give MVR Insurance Agency a call today (914) 683-3500 to learn how we can add insurance for your cherished possessions.

Get A Personal Floater Policy Quote