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Is your Worker’s Comp policy with a payroll company? They might be great for payroll, but would you want them to handle your insurance claim? Neither would we!
As an independent agent, the MVR Insurance Agency has almost 100 years building and maintaining relationships with our carriers. We work for you to make sure your business is protected.
MVR along with The Hartford and SmartPay allows you to choose Pay-As-You-Go Workers’ Comp with Paychex or any payroll provider.
Why Choose XACTPAY®:
The Hartfords Pay-As-You-Go Workers’ Comp
Compared to an estimated annual payroll amount, The Hartford’s XactPAY option relies on real-time payroll to calculate your workers’ comp premiums, resulting in more accurate premium payments. This means you’re less likely to pay more than you need to throughout the year – or have an audit* adjustment at the end of your policy term due to under-reported payroll.
SmartPay Reporting Service (SPRS) allows you to choose pay-as-you-go workers’ comp no matter which payroll provider you use.
SmartPay does all the work.
Here’s how it works:
* All workers’ compensation policies require a premium audit.
With XACTPAY, there are:
Once the customer is registered, SmartPay will handle everything else, like transmitting payroll to The Hartford as payroll is run and handling employee roster adds and changes.