Liability Insurance

General Liability Insurance

General Liability (GL) insurance, sometimes called small business liability insurance or commercial liability insurance, provides insurance coverage for your business against claims made by others including:

• Property Damage
• Bodily Injury
• Product Liability
• Libel, Slander, and or Copyright

If someone comes to your place of business and is injured, a general liability policy could cover their medical costs. If someone else’s property is damaged and you are found to be responsible, the repair or replacement cost could be covered. And if someone’s reputation is damaged by something you or an employee said or wrote about them, the associated costs could be covered.

You should consider general liability insurance coverage if you or your employees:

• Works face-to-face with clients or customers
• Must have insurance before entering into a contract
• Has access to a client’s equipment
• Represents your client’s business
• Uses third-party locations
• Uses contractors or freelancers
• Operates without a physical property
• Is in a partnership or has contracts that require a general liability policy
• Sells a physical product to customers

* General liability insurance doesn’t cover employee injuries, auto accidents, punitive damages (in most states), workmanship, intentional acts or professional mistakes.

Keep your business protected, contact MVR (914) 693-3500 today, for liability quote, and start protecting your business.

Get Business Insurance Quote Today!