Workers' Compensation

What is Workers Compensation Insurance

Workers Compensation Insurance, also called Workers Comp insurance is Insurance coverage that covers employee related injuries that may occur on the job or while at work - benefits include:

• Compensation for medical treatment and expenses
• Payment for time off from work full recovery
• Payment for permanent injury
• Payment for permanent disability
• Coverage for vocational rehabilitation
• Payment benefits in case of employee death

Workers Comp is not only designed to protect employees, it also protects a company in the event of a lawsuit arising from an employee.

While details can vary significantly from one plan to the next, insurance plans in this category typically provide for some form of wage replenishment, payment and/or reimbursement for medical costs, compensation for economic losses, damages for pain & suffering, and settlements to the insured's dependents in the case of a fatal work-related accident.

Coronavirus & Workers' Compensation

What makes an illness an “occupational illness” and compensable under workers’ compensation? More specifically, how does workers’ compensation respond to the latest viral panic, the Coronavirus? 

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Give us a call we’ll be happy to answer any additional questions you may have regarding Workers Comp Insurance. To get a quick quote, fill out the form on this page to have one of our insurance experts contact you with information specific to your needs.

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