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Term Life & Permanent Life Insurance
Term Life & Permanent Life Insurance

Term Life & Permanent Life Insurance

Your love for your family lives forever

Term Life and Permanent Life Insurance are two basic types of life insurance policies, both pay an income tax-free death benefit. Term life covers you for a limited period, while permanent life provides long-term coverage.


Permanent Life Insurance policies have a cash value which has the potential to increase as time passes. It's actually a financial resource you can access through loans and partial withdrawals to satisfy income needs throughout your lifetime; for example, supplementing your retirement income.


It’s important to keep in mind that the items we’ve just mentioned are subject to the claims paying capacity of  the issuing insurance provider. Additionally, loans and withdrawals can decrease the actual death benefit payable and might result in added monthly premiums to keep your policy in force.


To find out more about the tax benefits of these plans, give us a call or submit your information and we’ll be happy to get in touch.

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