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Umbrella Insurance
Umbrella Insurance

Umbrella Liability Insurance


A commercial umbrella liability policy supplements your existing policy’s general liability, auto liability and employer’s liability limits. The benefits of a commercial umbrella policy are increased limits in excess of standard primary policies, replacement of primary policies if limits are used up by covered losses and broader coverage than primary policies for certain losses. Our commercial umbrella and excess liability solutions include:

  • A/B Umbrella
  • Excess Liability
  • Excess and Surplus Lines

Umbrella Liability Insurance Cost

There are many varying factors that contribute to the cost of commercial umbrella liability insurance, including the size of your business, the amount of risk associated with your industry and the number of policies that you want covered. The amount of coverage that you want will also influence the cost. Commercial umbrella insurance typically increases coverage in $1 million increments.


Commercial Umbrella Policy Coverage

Commercial umbrella insurance is designed to provide extra liability coverage above and beyond the protection offered in your general liability insurance, employer’s liability insurance and commercial auto liability insurance policies. If your underlying coverage reaches its limits due to multiple claims or a large settlement during the year, your commercial umbrella policy coverage bridges the gap to cover any additional liability. Without commercial umbrella coverage, you would have to pay out of pocket when your underlying insurance policy limits are exhausted


Who Is Commercial Umbrella Coverage Right For?


MVR Insurance Agency offers commercial umbrella and excess insurance coverage across all industries.

  • Architects - Design & Professionals
  • Auto Truck Dealers
  • Business Services
  • Construction
  • Education
  • Equipment Dealers
  • Financial Institutions
  • Food Service
  • Health Related Industry
  • Manufacturing
  • Marine
  • Museums & Fine Art
  • Non-Profit
  • Oil & Gas
  • Real Estate
  • Retail
  • Small Business
  • Technology
  • Transportation
  • Wholesale Distribution


Get a Commercial Umbrella Insurance Quote!